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YNAB
Firefly III
Firefly III and Actual Budget can stand in for YNAB.
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2 stand-ins
Actual Budget
YNAB
Instead of YNAB. A local-first envelope budget with a fast desktop and web app, and a server you can host for sync. Finance and CRM · MIT · Linux, macOS, Windows, Self-hosted · Free
Firefly III
YNAB
Instead of YNAB. A self-hosted money manager with budgets, bills, categories and reports, built around the envelope idea. Finance and CRM · AGPL-3.0 · Self-hosted, Web · Free